Borrowers

MUST BE

  1. Australians interested in purchasing or refinancing a home or an investment property.
  2. Borrowers who are self-employed who need to show their profits in a certain way.
  3. Borrowers with a variety of income sources, such as seasonal, short-term, and contract jobs.
  4. Many who are concerned about their credit history and need a thorough understanding of credit evaluation.

MUST HAVE

  • A minimum of 15%-20% equity for residential loans.
  • A minimum of 30% equity for commercial loans.
  • A suitable property to offer as security.
  • A good credit profile.
  • A good income.

MUST PROVIDE

  • Details of Income
  • A clear idea of the amount you’re looking to borrow.
  • A clear loan to value ratio (“I want to buy an 800k house, I have 200k, I need to borrow 600k”).
  • Details of the location and type of property you’re offering as security.
  • A reasonable idea of your current credit profile.
  • Details of how long you’ve been in business.
Credit evaluation and loan eligibility criteria established by the credit provider apply to all applications. Terms and conditions, as well as fees and charges, are in place. The information provided is only factual and is not intended to imply any recommendation regarding any financial product(s) or to constitute tax advice. Speak with a licensed financial or tax advisor if you require financial or tax advice. Get Finance Home Loan is a brand of Get Finance Pty Ltd.
 
Personal information for Get Finance Home Loans is collected, used and disclosed in accordance with Get Finance Pty Ltd Terms and Conditions & the Credit Provider’s Privacy Policy.
 
©Get Finance Pty Ltd ABN: 12 651 213 473 ACN: 651 213 473; AFCA Member Number 83997; Broker is Accredited by Pepper Money. All rights reserved. Get Finance is the servicer of home loans provided by Get Finance Pty Ltd ABN 12 651 213 473. Get Finance Pty Ltd ACN 651 213 473 broker is a member of Mortgage & Finance Association of Australia Member No. 235646 and Liberty Financial Services.
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